Jacob A. Charlwood is a Certified Financial Planner™ and Accredited Investment Fiduciary® dedicated to helping individuals, families, business owners, and professionals build confident financial futures through personalized planning and ongoing guidance. Jacob works closely with clients to understand their goals, values, and long term priorities, then develops customized strategies designed to help them pursue retirement readiness, investment growth, wealth preservation, and financial security. He believes financial planning should be educational, collaborative, and tailored to each client’s unique situation.

As an advisor with Capitol Financial Solutions, Jacob is committed to providing quality guidance, building relationships of trust, and developing innovative solutions for his clients. Through the firm’s affiliation with Osaic Wealth, he has access to a broad range of financial planning, investment, and insurance solutions designed to support each client’s unique needs and long term goals. This independent structure allows Jacob to provide objective guidance backed by comprehensive technology, resources, and operational support.

Outside the office, Jacob enjoys life in Brandermill, Virginia with his wife, Scarlet, their two children, Charlotte and Jonah, and their Dachshund, Rosie. He is an avid golfer, a loyal New England sports fan, and enjoys traveling with his family, especially visits to New England and adventures exploring National Parks.