What Smart Investors Know Savvy investors take the time to separate emotion from fact. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Strategies For Managing Student Loan Debt Five strategies for managing your student debt. How Retirement Spending Changes With Time It can be difficult for clients to imagine how much they’ll spend in retirement. This short, insightful article is useful. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process.